{"id":27007669,"date":"2026-07-30T13:08:51","date_gmt":"2026-07-30T17:08:51","guid":{"rendered":"https:\/\/cetlindesign.com\/mgilife\/?page_id=27007669"},"modified":"2026-08-03T15:26:34","modified_gmt":"2026-08-03T19:26:34","slug":"about-us","status":"publish","type":"page","link":"https:\/\/cetlindesign.com\/mgilife\/about-us\/","title":{"rendered":"About Us"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;||||false|false&#8221; bottom_divider_style=&#8221;wave2&#8243; bottom_divider_color=&#8221;#ffffff&#8221; bottom_divider_height=&#8221;75px&#8221; bottom_divider_height_tablet=&#8221;50px&#8221; bottom_divider_height_phone=&#8221;50px&#8221; bottom_divider_height_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_fullwidth_slider show_pagination=&#8221;off&#8221; use_bg_overlay=&#8221;off&#8221; use_text_overlay=&#8221;off&#8221; 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_module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_color=&#8221;#004a7b&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;Lato|900|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#004A7B&#8221; header_2_font_size=&#8221;35px&#8221; header_2_line_height=&#8221;1.3em&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||5px||false|false&#8221; custom_padding=&#8221;3px|||||&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; hover_enabled=&#8221;0&#8243; header_2_text_align_tablet=&#8221;center&#8221; header_2_text_align_phone=&#8221;center&#8221; header_2_text_align_last_edited=&#8221;off|desktop&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Our Mission<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans|500|on||||||&#8221; text_text_color=&#8221;#0071C1&#8243; text_font_size=&#8221;20px&#8221; text_line_height=&#8221;1.6em&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#415563&#8243; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><span>Our mission at The Millay Group, Inc. is to assist you in meeting your family\u2019s financial goals, now and in the future. We can help find a life insurance policy at a price you can afford, from some of America&#8217;s top companies. Together we can build the financially secure future you deserve.<\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#dbeaf7&#8243; custom_padding=&#8221;60px||60px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||5px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_color=&#8221;#004a7b&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;Lato|900|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#004A7B&#8221; header_2_font_size=&#8221;35px&#8221; header_2_line_height=&#8221;1.3em&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||-2px||false|false&#8221; custom_padding=&#8221;3px|||||&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; hover_enabled=&#8221;0&#8243; header_2_text_align_tablet=&#8221;center&#8221; header_2_text_align_phone=&#8221;center&#8221; header_2_text_align_last_edited=&#8221;off|desktop&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>About The Millay Group<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.4em&#8221; header_text_align=&#8221;left&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#415563&#8243; header_3_line_height=&#8221;1.5em&#8221; header_4_font=&#8221;Open Sans|500|||||||&#8221; header_4_text_align=&#8221;center&#8221; header_4_text_color=&#8221;#415563&#8243; header_4_font_size=&#8221;20px&#8221; header_4_line_height=&#8221;1.4em&#8221; width_phone=&#8221;85%&#8221; width_last_edited=&#8221;off|tablet&#8221; custom_margin=&#8221;||-1px|||&#8221; hover_enabled=&#8221;0&#8243; header_3_text_align_tablet=&#8221;center&#8221; header_3_text_align_phone=&#8221;center&#8221; header_3_text_align_last_edited=&#8221;on|desktop&#8221; header_4_text_align_tablet=&#8221;center&#8221; header_4_text_align_phone=&#8221;center&#8221; header_4_text_align_last_edited=&#8221;off|desktop&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h4>Family owned &amp; helping people through every stage of life since 1981.<\/h4>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;8px||0px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#415563&#8243; text_font_size=&#8221;16px&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#415563&#8243; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p data-start=\"101\" data-end=\"420\" class=\"PDq2pG_selectionAnchorContainer\">Founded in 1981, The Millay Group, Inc. is a family-owned and operated insurance agency with deep roots in the Kansas City area. Now based in Blue Springs, Missouri, we&#8217;ve remained committed to the same mission from day one: helping individuals and families find affordable, high-quality life insurance with confidence.<span aria-hidden=\"true\" class=\"PDq2pG_selectionAnchor\"><\/span><\/p>\n<p data-start=\"425\" data-end=\"754\">For more than four decades, we&#8217;ve helped thousands of clients compare policies from leading insurance carriers, making it easy to find the right coverage at a competitive price. Our straightforward guidance, personalized service, and commitment to transparency take the stress and uncertainty out of the insurance-buying process.<\/p>\n<p data-start=\"759\" data-end=\"1130\">Experience is one of our greatest strengths. Our licensed agents average more than 10 years of industry experience, providing knowledgeable advice you can trust. Founder Mike Millay dedicated his career to helping families and professionals secure the protection they need, and today our team proudly continues that tradition of exceptional service and trusted expertise.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; custom_padding=&#8221;60px||60px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; module_class=&#8221;mobile-reverse&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||5px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; header_font=&#8221;Lato|900|||||||&#8221; header_text_color=&#8221;#004a7b&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;Lato|900|||||||&#8221; header_2_text_align=&#8221;left&#8221; header_2_text_color=&#8221;#004A7B&#8221; header_2_font_size=&#8221;35px&#8221; header_2_line_height=&#8221;1.3em&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||-2px||false|false&#8221; custom_padding=&#8221;3px|||||&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; hover_enabled=&#8221;0&#8243; header_2_text_align_tablet=&#8221;center&#8221; header_2_text_align_phone=&#8221;center&#8221; header_2_text_align_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2><span>BBB Accreditation<\/span><\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.4em&#8221; header_text_align=&#8221;left&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#415563&#8243; header_3_line_height=&#8221;1.5em&#8221; header_4_font=&#8221;Open Sans|500|||||||&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#415563&#8243; header_4_font_size=&#8221;20px&#8221; header_4_line_height=&#8221;1.4em&#8221; width_tablet=&#8221;79%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||-1px|||&#8221; hover_enabled=&#8221;0&#8243; header_3_text_align_tablet=&#8221;center&#8221; header_3_text_align_phone=&#8221;center&#8221; header_3_text_align_last_edited=&#8221;on|desktop&#8221; header_4_text_align_tablet=&#8221;center&#8221; header_4_text_align_phone=&#8221;center&#8221; header_4_text_align_last_edited=&#8221;on|phone&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h4>An Accredited Business since March 2012<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#415563&#8243; text_font_size=&#8221;16px&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#415563&#8243; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>BBB has determined that The Millay Group, Inc. meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses pay a fee for accreditation review\/monitoring and for support of BBB services to the public.<\/p>\n<p>BBB accreditation does not mean that the business&#8217; products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business&#8217; product quality or competency in performing services.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.bbb.org\/us\/mo\/blue-springs\/profile\/life-insurance\/the-millay-group-inc-0714-99148064&#8243; url_new_window=&#8221;on&#8221; button_text=&#8221;Visit Our BBB Profile Page&#8221; button_alignment=&#8221;left&#8221; button_alignment_tablet=&#8221;center&#8221; button_alignment_phone=&#8221;center&#8221; button_alignment_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#2D8ED4&#8243; 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title_text=&#8221;bbb_logo2&#8243; url=&#8221;https:\/\/www.bbb.org\/us\/mo\/blue-springs\/profile\/life-insurance\/the-millay-group-inc-0714-99148064&#8243; url_new_window=&#8221;on&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;350px&#8221; width_phone=&#8221;250px&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_padding_tablet=&#8221;0px||25px||false|false&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; specialty=&#8221;on&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#dbeaf7&#8243; custom_padding=&#8221;40px||40px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243; 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width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||5px||false|false&#8221; custom_padding=&#8221;3px|||||&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; hover_enabled=&#8221;0&#8243; header_2_text_align_tablet=&#8221;center&#8221; header_2_text_align_phone=&#8221;center&#8221; header_2_text_align_last_edited=&#8221;on|tablet&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; header_font_size__hover=&#8221;30px&#8221; header_font_size__hover_enabled=&#8221;30px&#8221; header_letter_spacing__hover=&#8221;0px&#8221; header_letter_spacing__hover_enabled=&#8221;0px&#8221; header_text_shadow_style__hover=&#8221;none&#8221; header_text_shadow_style__hover_enabled=&#8221;none&#8221; header_text_shadow_color__hover=&#8221;rgba(0,0,0,0.4)&#8221; header_text_shadow_color__hover_enabled=&#8221;rgba(0,0,0,0.4)&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Free Quotes &amp; Expert Guidance<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.4em&#8221; header_text_align=&#8221;left&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#415563&#8243; header_3_line_height=&#8221;1.5em&#8221; header_4_font=&#8221;Open Sans|500|||||||&#8221; header_4_text_align=&#8221;left&#8221; header_4_text_color=&#8221;#415563&#8243; header_4_font_size=&#8221;20px&#8221; header_4_line_height=&#8221;1.4em&#8221; width_tablet=&#8221;79%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||3px|||&#8221; hover_enabled=&#8221;0&#8243; header_3_text_align_tablet=&#8221;center&#8221; header_3_text_align_phone=&#8221;center&#8221; header_3_text_align_last_edited=&#8221;on|desktop&#8221; header_4_text_align_tablet=&#8221;center&#8221; header_4_text_align_phone=&#8221;center&#8221; header_4_text_align_last_edited=&#8221;on|tablet&#8221; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h4>Finding the Right Protection Starts with the Right Guidance<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans||||||||&#8221; text_text_color=&#8221;#415563&#8243; text_font_size=&#8221;16px&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#415563&#8243; custom_margin=&#8221;||4px|||&#8221; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Shopping for life insurance doesn&#8217;t have to be overwhelming. At The Millay Group, Inc., we&#8217;re committed to making the process simple, straightforward, and stress-free. Our experienced agents take the time to understand your unique needs, answer your questions, and provide clear, personalized guidance every step of the way.<\/p>\n<p>When you request a free quote, we&#8217;ll compare coverage options from many of the nation&#8217;s leading insurance companies to help you find the right policy at the most competitive price. Because we work with multiple top-rated carriers, you can confidently compare your options and choose coverage that fits your needs and your budget.<\/p>\n<p>With The Millay Group, Inc. on your side, you can make informed decisions knowing you have trusted experts helping you protect what matters most.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner column_structure=&#8221;1_2,1_2&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; custom_padding=&#8221;2px||0px|||&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Open Sans|700|||||||&#8221; text_text_color=&#8221;#0071C1&#8243; text_font_size=&#8221;17px&#8221; text_line_height=&#8221;1.6em&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#415563&#8243; custom_padding_tablet=&#8221;||25px||false|false&#8221; custom_padding_phone=&#8221;||25px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; hover_enabled=&#8221;0&#8243; text_orientation_tablet=&#8221;center&#8221; text_orientation_phone=&#8221;center&#8221; text_orientation_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243; module_alignment_last_edited=&#8221;on|desktop&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_tablet=&#8221;center&#8221;]<\/p>\n<p>Try our Income Replacement Calculator to help you decide.<\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][et_pb_column_inner type=&#8221;1_2&#8243; saved_specialty_column_type=&#8221;2_3&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; custom_css_main_element=&#8221;margin:auto;&#8221; global_colors_info=&#8221;{}&#8221; disabled_on=&#8221;on|on|off&#8221; sticky_enabled=&#8221;0&#8243;][et_pb_image src=&#8221;https:\/\/cetlindesign.com\/mgilife\/wp-content\/uploads\/2026\/07\/drawn-arrow.png&#8221; title_text=&#8221;drawn-arrow&#8221; align=&#8221;center&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; transform_scale_last_edited=&#8221;off|phone&#8221; transform_translate_last_edited=&#8221;off|phone&#8221; transform_rotate_tablet=&#8221;180deg|0deg|0deg&#8221; transform_rotate_last_edited=&#8221;off|phone&#8221; transform_skew_last_edited=&#8221;off|phone&#8221; transform_origin_last_edited=&#8221;off|phone&#8221; transform_styles_last_edited=&#8221;off|phone&#8221; width=&#8221;234px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_code _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ffffff&#8221; width_tablet=&#8221;600px&#8221; width_phone=&#8221;auto&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; border_radii=&#8221;on|12px|12px|12px|12px&#8221; border_width_all=&#8221;3px&#8221; border_color_all=&#8221;#2D8ED4&#8243; global_colors_info=&#8221;{}&#8221;]<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Montserrat:wght@400;600;700&#038;display=swap\" rel=\"stylesheet\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<style><!-- [et_pb_line_break_holder] -->.income-replacement-calculator {<!-- [et_pb_line_break_holder] -->    max-width: 650px;<!-- [et_pb_line_break_holder] -->    font-family: 'open sans', sans-serif;<!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.income-replacement-calculator h2 {<!-- [et_pb_line_break_holder] -->    font-size: 25px;<!-- [et_pb_line_break_holder] -->    font-weight: 800!important;<!-- [et_pb_line_break_holder] -->  line-height:1.2em;<!-- [et_pb_line_break_holder] -->    color: #004a7b;<!-- [et_pb_line_break_holder] -->    margin-bottom: 10px;<!-- [et_pb_line_break_holder] -->  font-family: 'lato', sans serif;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.income-replacement-calculator .subheading {<!-- [et_pb_line_break_holder] -->    font-size: 14px;<!-- [et_pb_line_break_holder] -->    font-weight: 500;<!-- [et_pb_line_break_holder] -->    color: #415563;<!-- [et_pb_line_break_holder] -->    margin-bottom: 20px;<!-- [et_pb_line_break_holder] -->    line-height: 1.4;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.income-replacement-calculator .form-group {<!-- [et_pb_line_break_holder] -->    margin-bottom: 15px;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.income-replacement-calculator label {<!-- [et_pb_line_break_holder] -->    display: block;<!-- [et_pb_line_break_holder] -->    margin-bottom: 8px;<!-- [et_pb_line_break_holder] -->    font-size: 13px;<!-- [et_pb_line_break_holder] -->    font-weight: 700;<!-- [et_pb_line_break_holder] -->  line-height:1.2em;<!-- [et_pb_line_break_holder] -->    color: #415563;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.income-replacement-calculator select {<!-- [et_pb_line_break_holder] -->    width: 100%;<!-- [et_pb_line_break_holder] -->    padding: 8px;<!-- [et_pb_line_break_holder] -->    font-size: 13px;<!-- [et_pb_line_break_holder] -->       font-family: 'open sans', sans-serif;<!-- [et_pb_line_break_holder] -->    border: 1px solid #ccc;<!-- [et_pb_line_break_holder] -->    border-radius: 5px;<!-- [et_pb_line_break_holder] -->    background: #fff;<!-- [et_pb_line_break_holder] -->    box-sizing: border-box;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.income-replacement-calculator button {<!-- [et_pb_line_break_holder] -->    background: #2d8ed4;<!-- [et_pb_line_break_holder] -->    color: #fff;<!-- [et_pb_line_break_holder] -->    border: none;<!-- [et_pb_line_break_holder] -->    border-radius: 5px;<!-- [et_pb_line_break_holder] -->    padding: 10px 22px;<!-- [et_pb_line_break_holder] -->    font-size: 18px;<!-- [et_pb_line_break_holder] -->    font-weight: 600;<!-- [et_pb_line_break_holder] -->    font-family: 'open sans', sans-serif;<!-- [et_pb_line_break_holder] -->    cursor: pointer;<!-- [et_pb_line_break_holder] -->    transition: background .3s ease;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.income-replacement-calculator button:hover {<!-- [et_pb_line_break_holder] -->    background: #004a7b;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->.result {<!-- [et_pb_line_break_holder] -->    margin-top: 30px;<!-- [et_pb_line_break_holder] -->    padding: 18px;<!-- [et_pb_line_break_holder] -->    background: #f5f7f8;<!-- [et_pb_line_break_holder] -->    border-left: 5px solid #005587;<!-- [et_pb_line_break_holder] -->    font-size: 22px;<!-- [et_pb_line_break_holder] -->    font-weight: 700;<!-- [et_pb_line_break_holder] -->    display: none;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/style>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"income-replacement-calculator\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<h2>Income Replacement Calculator<\/h2>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"subheading\"><!-- [et_pb_line_break_holder] -->The ideal coverage amount depends on your current income, how long your family will need protection and other factors represented here.<!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"form-group\"><!-- [et_pb_line_break_holder] --><label for=\"income\">Gross Annual Income Required by Dependents<\/label><!-- [et_pb_line_break_holder] --><select id=\"income\"><\/select><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"form-group\"><!-- [et_pb_line_break_holder] --><label for=\"years\">Number of Years This Income is Required<\/label><!-- [et_pb_line_break_holder] --><select id=\"years\"><\/select><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"form-group\"><!-- [et_pb_line_break_holder] --><label for=\"inflation\">Estimated Inflation Rate<\/label><!-- [et_pb_line_break_holder] --><select id=\"inflation\"><\/select><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"form-group\"><!-- [et_pb_line_break_holder] --><label for=\"interest\">Estimated Interest Rate<\/label><!-- [et_pb_line_break_holder] --><select id=\"interest\"><\/select><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><button onclick=\"calculateIncomeReplacement()\">Calculate<\/button><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/p>\n<div class=\"result\" id=\"result\"><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  \/\/ ------------------------<!-- [et_pb_line_break_holder] -->\/\/ Populate Dropdowns<!-- [et_pb_line_break_holder] -->\/\/ ------------------------<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ Income Dropdown<!-- [et_pb_line_break_holder] -->const income = document.getElementById(\"income\");<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ $50,000 - $100,000 (every $5,000)<!-- [et_pb_line_break_holder] -->for (let i = 50000; i <= 100000; i += 5000) {<!-- [et_pb_line_break_holder] -->    income.innerHTML += `<option value=\"${i}\">$${i.toLocaleString()}<\/option>`;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ $110,000 - $200,000 (every $10,000)<!-- [et_pb_line_break_holder] -->for (let i = 110000; i <= 200000; i += 10000) {<!-- [et_pb_line_break_holder] -->    income.innerHTML += `<option value=\"${i}\">$${i.toLocaleString()}<\/option>`;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ $225,000 - $1,000,000 (every $25,000)<!-- [et_pb_line_break_holder] -->for (let i = 225000; i <= 1000000; i += 25000) {<!-- [et_pb_line_break_holder] -->    income.innerHTML += `<option value=\"${i}\">$${i.toLocaleString()}<\/option>`;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ Years<!-- [et_pb_line_break_holder] -->const years = document.getElementById(\"years\");<!-- [et_pb_line_break_holder] -->for (let i = 5; i <= 40; i += 5) {<!-- [et_pb_line_break_holder] -->    years.innerHTML += `<option value=\"${i}\">${i}<\/option>`;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ Inflation<!-- [et_pb_line_break_holder] -->const inflation = document.getElementById(\"inflation\");<!-- [et_pb_line_break_holder] -->for (let i = 2; i <= 8; i++) {<!-- [et_pb_line_break_holder] -->    inflation.innerHTML += `<option value=\"${(i\/100).toFixed(2)}\">${i}%<\/option>`;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ Interest<!-- [et_pb_line_break_holder] -->const interest = document.getElementById(\"interest\");<!-- [et_pb_line_break_holder] -->for (let i = 4; i <= 12; i++) {<!-- [et_pb_line_break_holder] -->    interest.innerHTML += `<option value=\"${(i\/100).toFixed(2)}\">${i}%<\/option>`;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\/\/ ------------------------<!-- [et_pb_line_break_holder] -->\/\/ Set Default Values<!-- [et_pb_line_break_holder] -->\/\/ ------------------------<!-- [et_pb_line_break_holder] -->income.value = \"50000\";<!-- [et_pb_line_break_holder] -->years.value = \"20\";<!-- [et_pb_line_break_holder] -->inflation.value = \"0.03\";<!-- [et_pb_line_break_holder] -->interest.value = \"0.06\";<!-- [et_pb_line_break_holder] -->\/\/ ------------------------<!-- [et_pb_line_break_holder] -->\/\/ Original Calculation<!-- [et_pb_line_break_holder] -->\/\/ ------------------------<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->function calculateIncomeReplacement(){<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    let annual_income = parseFloat(document.getElementById(\"income\").value);<!-- [et_pb_line_break_holder] -->    let interest_rate = parseFloat(document.getElementById(\"interest\").value);<!-- [et_pb_line_break_holder] -->    let years_required = parseFloat(document.getElementById(\"years\").value);<!-- [et_pb_line_break_holder] -->    let inflation_rate = parseFloat(document.getElementById(\"inflation\").value);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/\/ ORIGINAL CALCULATION<!-- [et_pb_line_break_holder] -->    interest_rate = interest_rate - inflation_rate;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    let k = 1 \/ (1 + interest_rate);<!-- [et_pb_line_break_holder] -->    let m = 1;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    for(let i=0;i<years_required;i++){<!-- [et_pb_line_break_holder] -->        m *= k;<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    let incomeNeeded = annual_income + (annual_income * (1 - m) \/ interest_rate);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    document.getElementById(\"result\").style.display = \"block\";<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    document.getElementById(\"result\").innerHTML = `<!-- [et_pb_line_break_holder] -->        <\/p>\n<div style=\"font-size:18px;font-weight:600;color:#425563;margin-bottom:10px;\"><!-- [et_pb_line_break_holder] -->            Estimated Income Replacement Coverage<!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        <\/p>\n<div style=\"font-size:34px;font-weight:700;color:#005587;\"><!-- [et_pb_line_break_holder] -->            ${incomeNeeded.toLocaleString('en-US',{<!-- [et_pb_line_break_holder] -->                style:'currency',<!-- [et_pb_line_break_holder] -->                currency:'USD',<!-- [et_pb_line_break_holder] -->                minimumFractionDigits:2,<!-- [et_pb_line_break_holder] -->                maximumFractionDigits:2<!-- [et_pb_line_break_holder] -->            })}<!-- [et_pb_line_break_holder] -->        <\/div>\n<p><!-- [et_pb_line_break_holder] -->    `;<!-- [et_pb_line_break_holder] -->}<!-- [et_pb_line_break_holder] --><\/script><!-- [et_pb_line_break_holder] -->[\/et_pb_code][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;60px||60px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;4px||11px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.18.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;Lato|900|||||||&#8221; header_text_color=&#8221;#004a7b&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.2em&#8221; header_2_font=&#8221;Lato|900|||||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#004A7B&#8221; header_2_font_size=&#8221;35px&#8221; header_2_line_height=&#8221;1.3em&#8221; width_tablet=&#8221;100%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||-2px||false|false&#8221; custom_padding=&#8221;3px|||||&#8221; animation_style=&#8221;slide&#8221; animation_direction=&#8221;bottom&#8221; animation_intensity_slide=&#8221;10%&#8221; hover_enabled=&#8221;0&#8243; module_alignment_tablet=&#8221;center&#8221; module_alignment_phone=&#8221;center&#8221; module_alignment_last_edited=&#8221;off|desktop&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h2>Our Trusted Partners<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Montserrat|500|||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;22px&#8221; text_line_height=&#8221;1.4em&#8221; header_text_align=&#8221;left&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#415563&#8243; header_3_line_height=&#8221;1.5em&#8221; header_4_font=&#8221;Open Sans|500|||||||&#8221; header_4_text_align=&#8221;center&#8221; header_4_text_color=&#8221;#415563&#8243; header_4_font_size=&#8221;20px&#8221; header_4_line_height=&#8221;1.4em&#8221; width_tablet=&#8221;79%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;off|desktop&#8221; custom_margin=&#8221;||10px||false|false&#8221; hover_enabled=&#8221;0&#8243; header_3_text_align_tablet=&#8221;center&#8221; header_3_text_align_phone=&#8221;center&#8221; header_3_text_align_last_edited=&#8221;on|desktop&#8221; text_orientation_tablet=&#8221;center&#8221; 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